About

Independent UK Mortgage Advice

At Orchard Mortgage Solutions, we offer clear and honest mortgage advice across the UK. We’re a family-run mortgage broker based in Chorley, Lancashire, helping people since 2014. Whether you’re buying your first home, switching your mortgage, or need fast property finance, we’re here for you.

We provide expert advice on:

Friendly and Honest Advice – No Pressure

Our team is made up of advisers, not salespeople. We take time to understand your needs, then match you with the best mortgage for your situation. If you’ve had mixed messages or feel unsure who to trust, you’re not alone.

The mortgage market can be confusing. However, we’re here to make it simple. While some companies may push products, we take a different approach. We look at your whole picture, then give advice that fits.

Nationwide Coverage – Advice Wherever You Are

We proudly offer independent mortgage advice across the UK. So, whether you’re in England, Scotland, Wales or Northern Ireland, we can help. You can contact us by phone, email, or video call. We’re flexible and work around your schedule.

Because we are independent, we’re not tied to any lender. This means we search the whole market to find the right deal for you.

Need Something More Specialist?

Sometimes, a regular mortgage isn’t enough. That’s why we also help with other types of finance:

🏡 Second Charge Loans

Want to borrow money but keep your current mortgage? A second charge loan could work. It’s a good option for home improvements, debt consolidation, or funding other goals.

🔁 Bridging Finance

Need fast, short-term funding to buy before you sell? Bridging finance could help. It’s ideal for auction purchases, chain breaks, or quick property deals. We explain the options clearly and help you make the right choice.

Making Mortgages Easy

We break the mortgage process into simple steps. Whether you know a little or nothing about it, we’ll guide you from start to finish. You don’t have to worry — we’ve got your back.

We work with many different clients, such as:

  • First-time buyers
  • Home movers
  • Self-employed people
  • Landlords and investors
  • People with poor credit
  • Buyers of unusual or non-standard properties

We also support those using:

  • Help to Buy and Right to Buy
  • Shared ownership
  • Remortgaging to save or release equity

Get in Touch – We’re Ready When You Are

Need expert mortgage advice? We’re happy to help. Just tell us about your situation, even if it’s complex and we’ll do our best to find a solution.

📞 Call us today 01257 543013 to speak with one of our expert advisers
📧 Or use our contact form to arrange a no-obligation consultation

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