Planning your mortgage just got easier with our mortgage calculators. Whether you're a first-time buyer, moving home, remortgaging, or exploring buy-to-let options, our free and easy-to-use tools help you estimate monthly repayments, calculate how much you could borrow, and understand the true cost of your mortgage. Designed for UK homebuyers, these online mortgage calculators offer instant results to help you make informed financial decisions - no guesswork, no jargon.

Mortgage Borrowing Calculator

Want to know how much you could borrow for a mortgage? Our simple calculator gives you an instant estimate based on your income details.

Mortgage Repayment Calculator

Wondering how much you can afford to borrow for a mortgage? Use our mortgage repayment calculator to get an instant estimate of your monthly repayments.

Rate Change Calculator

Wondering if you’re still on the best mortgage deal? Our Rate Change Calculator helps you compare mortgage rates and estimate how much you could save by switching to a better deal.

LATEST MORTGAGE NEWS

Andrew Stewart, our resident Money Raising Expert, shares his thoughts on the latest mortgage solutions, lending options and the housing market.

Case study graphic showing a bad credit remortgage that cleared £2,886 of mortgage arrears and a £1,274 default in six weeks
Bad Credit Mortgage

Bad Credit Remortgage

When mortgage arrears, a default, and unsecured debt threatened a client's remortgage, Orchard Mortgage Solutions arranged a bad credit remortgage that cleared it all in…
Graphic showing the Bank of England base rate held at 3.75% in a 6-3 vote on 17 September 2026, with the Orchard Mortgage Solutions logo.
Mortgages

Bank of England Base Rate Forecast

Bank of England Base Rate Forecast: What's Driving the Debate for the Next 6–12 Months The Bank of England base rate forecast has shifted sharply…
Calendar showing a fixed rate mortgage ending in 2026, with mortgage documents and house keys
Knowledge Base

Fixed Rate Mortgage Ending in 2026

Read more about - Your fixed rate mortgage ending in 2026 doesn't have to mean overpaying. Here's how to plan ahead and secure a better…
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