Planning your mortgage just got easier with our mortgage calculators. Whether you're a first-time buyer, moving home, remortgaging, or exploring buy-to-let options, our free and easy-to-use tools help you estimate monthly repayments, calculate how much you could borrow, and understand the true cost of your mortgage. Designed for UK homebuyers, these online mortgage calculators offer instant results to help you make informed financial decisions - no guesswork, no jargon.

Mortgage Borrowing Calculator

Want to know how much you could borrow for a mortgage? Our simple calculator gives you an instant estimate based on your income details.

Mortgage Repayment Calculator

Wondering how much you can afford to borrow for a mortgage? Use our mortgage repayment calculator to get an instant estimate of your monthly repayments.

Rate Change Calculator

Wondering if you’re still on the best mortgage deal? Our Rate Change Calculator helps you compare mortgage rates and estimate how much you could save by switching to a better deal.

LATEST MORTGAGE NEWS

Andrew Stewart, our resident Money Raising Expert, shares his thoughts on the latest mortgage solutions, lending options and the housing market.

Graphic showing the Bank of England base rate held at 3.75% in a 6-3 vote on 17 September 2026, with the Orchard Mortgage Solutions logo.
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Auction Purchase

Bridging Finance Holiday Let Purchase

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