A branded before and after comparison graphic from Orchard Mortgage Solutions. The left panel shows a Halifax product transfer offer of 5.16% fixed for 2 years with no fees, labelled “Before.” The right panel, in Orchard Mortgage Solutions pink, shows a Santander remortgage at 4.75% fixed for 2 years with no fees, labelled “After.” A blue footer strip highlights three key figures: a 0.41% rate reduction, a monthly saving of £25.96, and a total saving of £623 over the 2-year fixed term.
